320d xDrive M Sport SaloonBMW Select Finance

  • Fixed monthly payment
  • Keep your options open
  • Option to keep the car
Representative Example Finance quote request


BMW Select finance example for a 320d xDrive M Sport Saloon with optional **APPROVED USED CAR - GV68TXZ**

Monthly Payment £363.94
Term of Agreement 48 months
Annual Mileage 10,000 miles
Customer Deposit £0.00
Our Deposit Contribution £1,500.00
Total Deposit £1,500.00
On the road cash price £23,795.00
Total Amount of credit £22,295.00
Rate of interest (fixed) 7.90%
Option to purchase fee £0.00
Optional final payment^ £10,231.75
Total amount payable £28,836.93
APR 7.90% APR
Excess mileage charge 6.75 pence

Finance explained

7.90% APR. Based on a loan amount of £22,295.00 over 48 months at an interest rate of 7.90% per annum. Your monthly repayment will be £363.94.

Your deposit contribution will be £0.00, the Retailer will contribute £0.00 and the Manufacturer will contribute £0.00 and BMW Financial Services will contribute £1,500.00 making a total deposit contribution of £1,500.00 towards your car's on the road cost of £23,795.00.

You may drive up to 10,000 miles per year, any excess mileage will incur a charge of 6.75 pence per mile if you decide to return the vehicle.

At the end of your term, if you want to buy the car outright you need to pay an option to purchase fee of £0.00 and make a final repayment of £10,231.75. The total amount of all payments and any fees will be £28,836.93. This includes any retailer and BMW UK deposit contributions.

Your quote is indicative and may vary if the details of the offer alter before your application for finance.

About BMW Select Finance

BMW Select, our Personal Contract Purchase product  is our most popular car finance product for both new and used cars. Watch our BMW Select video to find out how it works.

Terms & Conditions

Finance quote is for a BMW Select agreement for the BMW 3 Series 320d xDrive M Sport Saloon Automatic shown with a contract mileage of 40,000 miles and excess mileage charge of 6.75p per mile. Applies to vehicle purchased between 01/07/2019 and 30/09/2019 (subject to availability). Retail customers only. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. This quotation is not a binding offer to enter into a finance agreement. 'BMW Select' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Your Retailer commonly introduces customers to a selected panel of lenders including BMW Financial Services who may receive commission or other benefits for introducing you to such lenders. This introduction does not amount to independent financial advice.